Owning a home is about a lot more than just making the mortgage payments, paying the property taxes and keeping it clean and tidy. A home requires maintenance too. Trying to take it on all at once can feel downright impossible, so consider breaking down your annual upkeep tasks into seasonal projects. By breaking your projects down into smaller pieces, you will give yourself more peace of mind and more time to save for repairs.

We see, of first-time homebuyers in 2019, 32% depended on inner circle for loans or gifts, according to the 2019 Profile of Home Buyers and Sellers, an annual report from the National Association of Realtors.