Renters did you know that by renewing a lease instead of moving to a new rental you can save thousands of dollars? Well, Zillow has just released an analysis that points out the potential savings, and how those savings could go to a potential down payment on a home.

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The cold winter's chill brings with it festive decor and lazy afternoons in front of the fire but it can also mean a higher electrical bill. Here are nine simple ways you can save a little money on heating and keep you nice and toasty this winter.

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With interest rates and home

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