We take a look at RTO vs DPAP.

“In a perfect world, you’d have a robust credit score and a 20 percent down payment in hand, with mortgage lenders falling all over themselves to get your attention,” said Geoff Williams on US News. “But what if your world is a little dinged? What if your credit score is shabby, your bank manager cringes when he sees you and debt collectors are the ones vying for you attention?”

Well here are a few options that might still allow you to buy a house with bad credit.